Privacy Policy

Our Policies

Ark of Finance Privacy Policy

Effective Date 06/03/2025

Ark of Finance, LLC ("Company", "we", "our", or "us") values your trust and is committed to protecting your personal and financial information. This Privacy Policy explains how we collect, use, store, and protect the information you provide when using our website, services, and platforms.

1. Information We Collect

We may collect personal information from you in a variety of ways, including but not limited to:

• Full Name
• Contact Information (email address, phone number, mailing address)
• Social Security Number (only when necessary for credit or mortgage services)
• Income, employment, and asset details
• Credit reports and scores
• IP address and device/browser data when interacting with our website

This information may be collected when you:

• Fill out forms on our website
• Request a consultation or apply for a service
• Use our tools or calculators
• Contact us directly via email, phone, or chat

2. How We Use Your Information

We use the information collected to:

• Provide credit improvement, mortgage, and financial consulting services
• Process your applications and service requests
• Verify your identity and prevent fraud
• Communicate with you regarding your account or inquiries
• Send important updates, service information, or promotional content (you can opt out anytime)
• Improve the functionality and user experience of our website and services

We do not sell or rent your personal information to third parties.

3. How We Share Your Information

We may share your information with trusted third-party partners only when necessary to:

• Deliver the services you requested
• Fulfill legal or regulatory requirements
• Support marketing or communication efforts (e.g., CRM platforms, email tools)
• Work with affiliates under strict confidentiality agreements

All third-party vendors and affiliates are contractually obligated to safeguard your information and use it only for the services agreed upon.

Legal Obligations: We may disclose your information when required by law in response to subpoenas, court orders, or legal processes.

4. Data Security: Ark of Finance, LLC uses secure servers, SSL encryption, firewalls, and other industry-standard safeguards to protect your data. While no method of data transmission or storage is 100% secure, we take reasonable steps to ensure your information is safe and protected from unauthorized access.

5. Your Rights & Choices

You have the right to:

• Access, update, or delete your personal information
• Opt out of receiving marketing communications
• Request a copy of the data we’ve collected from you
• File a complaint if you believe your data has been misused

Under the Fair Credit Reporting Act (FCRA):

• Access to Credit Data: You can request information about your credit data collected during the pre-screening process.
• Dispute Inaccuracies: You have the right to dispute any inaccuracies in your credit information and request corrections.
• Purpose Disclosure: We conduct soft credit pulls strictly for the purpose of financial qualification, as permitted by FCRA regulations.

To exercise any of these rights, contact us at: Theresa@arkoffinance.com

6. Cookies & Tracking: Our website may use cookies, tracking pixels, and similar technologies to enhance your experience and analyze website performance. You may disable cookies through your browser settings, but doing so may affect functionality.

7. Third-Party Links: Our website may contain links to third-party websites. We are not responsible for the content or privacy practices of those sites. We encourage you to review the privacy policies of any third-party sites you visit.

8. Children’s Privacy: Our services are not intended for individuals under the age of 18. We do not knowingly collect personal information from minors.

9. Updates to This Policy: We may update this Privacy Policy from time to time. Changes will be posted on this page with an updated effective date. We encourage you to review it regularly.

10. Contact Us: At this time, we do not display banner advertising on our site, but we may send You email communications including information that we think may be of interest to You. You may opt out of receiving these promotional email communications at any time by contacting us.

For questions or concerns about this Privacy Policy, please contact us:

Ark of Finance, LLC

Mailing Address:

PO Box 161602

Atlanta, GA 30321

Email: theresa@arkoffinance.com

Phone: 833.357.2633