Requested Documents
Ark of Finance Requested Documents
To prepare for your loan application appointment, below is a checklist of documentations that your loan officer may request.
- Valid Driver License
- Social Security Card
- Resident Alien Card
- Evidence of social security/pension income (i.e. copy of check or current award letter)
- Evidence of child support income (i.e. 12 months cancelled checks or court order payment history)
- Rental agreements on all rental properties
- Original gift letter
- Copy of transfer of gift funds to escrow or your bank account (ask us first)
- Verification of donor’s ability to give gift funds (i.e. bank statement)
- Complete bankruptcy paperwork
Also, the following documentation is also generally required.
For a refinance:
- Most recent tax bill
- Most recent hazard insurance
- Most recent mortgage statement
For a Purchase:
- A signed purchase contract
- Realtor contact information
- Condo Association contact information.
For a VA Loan:
- DD Form 214 (Long Form)
If you are divorced:
- • A fully executed divorce decree
If you are self-employed, employed in sales, paid by commission, or own rental real estate:
- Two (2) years signed personal tax returns - including all schedules.
- If self-employed through a corporation, the last two years corporate returns as well as a year-to-date profit and loss statement and balance sheet
- The last 12 m.onths of business bank statements, if taxes have not been filed.
- K1s for all partnerships
Different programs require varying amounts of documentation. The loan program you select may require more documentation. Please contact us for a free, no-obligation consultation.
